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Payment Solutions

Bank Cards

EMV-certified chip cards for contact and contactless banking. Visa and Mastercard approved manufacturing with full personalization and security features.

Banking Card Technology

Modern bank cards combine an EMV-compliant microprocessor chip with a card body manufactured to the highest security and durability standards. Each transaction generates a unique cryptogram, making chip cards virtually impossible to counterfeit.

Cardzgroup produces bank cards from chip embedding and lamination through to full personalization, including magnetic stripe encoding, embossing, laser engraving, and secure chip initialization under payment scheme certification.

Product Range

Complete bank card manufacturing covering all major payment schemes.

EMV Contact Chip Cards

ISO 7816 compliant contact chip cards meeting EMV (Europay, Mastercard, Visa) specifications for secure point-of-sale transactions. Full card personalization including embossing, encoding, and secure chip initialization.

  • EMV Level 1 & Level 2 certified
  • Secure chip initialization and personalization
  • Magnetic stripe encoding (Track 1, 2, 3)
  • Embossing and indent printing
  • Full-colour offset or digital printing

Dual Interface Bank Cards

Single-chip cards supporting both contact (insertion) and contactless (tap) payment interfaces. The preferred form factor for modern banking, combining convenience with full backward compatibility.

  • Contact + contactless in one chip
  • Visa payWave / Mastercard PayPass certified
  • EMV contactless kernel compliant
  • NFC-enabled for mobile wallet integration
  • Enhanced transaction speed

Visa Certified Cards

Cards manufactured and personalized to Visa International specifications. Full compliance with Visa Chip Specifications (VIS) for global acceptance across the Visa network.

  • Visa VIS compliant
  • Visa payWave contactless capable
  • Global interoperability
  • Visa Ready certified chips
  • Full personalization bureau services

Mastercard Certified Cards

Cards meeting Mastercard International Product Approval (MPA) standards. Designed for seamless operation across the global Mastercard acceptance network with full PayPass contactless support.

  • Mastercard MPA compliant
  • PayPass contactless certified
  • M/Chip kernel support
  • Global Mastercard network acceptance
  • Secure personalization services

Security Features

Multi-layered security protections built into every bank card we manufacture.

EMV chip with dynamic data authentication
Holographic overlaminates
UV-reactive ink printing
Microtext security lines
Laser-engraved personalization
Tamper-evident card body design
Secure magnetic stripe encoding
CVV / CVC generation

Chip Technologies

Chip Platform Manufacturer Interface Certification
NXP SmartMX3 NXP Semiconductors Dual interface EMV, CC EAL5+
Infineon SLC52 Infineon Technologies Dual interface EMV, CC EAL6+
Samsung S3FT9MF Samsung Dual interface EMV, CC EAL5+
ST33K-A STMicroelectronics Dual interface EMV, CC EAL5+

Launch Your Banking Card Program

From fintech startups to established banks, we provide end-to-end card manufacturing and personalization services under full payment scheme certification.

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